Liaoning’s actual difficulties in manufacturing small and medium-sized enterprises – the development of financial live water helps companies in Liaoning Shuguang Automobile Group Co., Ltd., workers are assembling pickup. The picture on the right of Jinzhou Shujiao mountains, Jinzhou Hong Kong container Lin stand.
Our reporter Wen Ji Cae manufacturing industry is the "trunk" of the Liaoning entity economy. The reporter survey learned that there is a place where there is a lot of small and medium-sized enterprises. Liaoning Financial Industry is aimed at realistic difficulties in the manufacturing small and medium-sized enterprises.
Innovation Financing Assistance Development November, Shenyang Longjinxing Steel Co., Ltd. The company is mainly engaged in steel, building materials manufacturing and sales. Due to difficulties in capital turnover, the company has affected the company’s sustainable development.
Today, General Manager of the company Guo Jianyu’s "financing is difficult, financing expensive" is no longer.
Guo Jianyu told reporters that the Agricultural Bank of China has the characteristics of easy, easy to use, and does not need to be prepared and financial statements. ABC Shenyang Branch staff thoughtfully and meticulous field guidance, the company successfully got loan. " As of the end of October 2021, the company accumulated 26 financing, and the cumulative loans were 10,000 yuan, and experienced the professionalism and intimate service of Shenyang Branch of Agricultural Bank.
In mid-October, the reporter stood in the Jinzhou Shujiao Mountain to see the West, and visited Jinzhou Port Container Forest.
Not only that, the manufacturing industry in the loading and unloading chain is also busy.
China Construction Bank Jinzhou branch Jinzhou Port opened as early supply chain lending business. By the end of the third quarter of 2021, Jinzhou Port in China Construction Bank supply chain financing balance of 181.6 million yuan, covering handling and transportation business and other nine small and medium micro enterprises. "To carry out supply chain operations, provide more financing for the Jinzhou Port mode to protect the business, while also providing convenience for the manufacturing chain upstream suppliers." The Bank Vice President Chaichun Sen expressed.
Not only ABC and CCB, Bank of China and Industrial Bank is also to support small and medium micro enterprises manufacturing frequent coup.
Bank of China branch in Liaoning linkage fully integrated operating company within the group, to provide global, integrated financial services, increase support for equity financing of manufacturing enterprises.
Bank of China and Bank of securities companies to provide domestic and overseas market, bonds, mergers and acquisitions and other capital market support and services for manufacturing enterprises.
Bank Investment, Bank securities industry through building fund to provide equity-type financing to support manufacturing enterprises.
The Industrial Bank Shenyang Branch improve the institutional mechanisms to build "four special" characteristics of the business. Promote the "four special" idea that "professional sector" and "professional approval" and "professional team" and "professional platform", improve the institutional mechanisms to enhance the operational efficiency, support the development of SMEs in Liaoning manufacturing.
Backed by solid financial supervision latest statistics from the Insurance Regulatory Bureau in Liaoning silver, as of the end of the third quarter, the Liaoning within its jurisdiction (excluding Dalian) manufacturing loans yuan, up% as% of total loans outstanding.
Manufacturing and long-term loans yuan, an increase%. Micro small and medium manufacturing business loans million, essentially flat with last year.
Achievements, in addition to banks and other financial institutions to increase lending, but also closely linked with the continuous efforts of local central bank, Bank Insurance Regulatory Commission and other financial regulators. Since 2021, the Bank established the Shenyang Branch of big firms and credit indicators monthly tracking mechanism to supervise held three information meetings, organized to analyze the situation, increase the comprehensive inspection of law enforcement efforts to better promote major bank credit.
"Financial channeled into the real economy, especially manufacturing enterprises is particularly important.
"The central bank Jinzhou city center branch president Qidong Wei said that the manufacturing sector to guide the flow of financial resources to promote the financial resources to adequately nourish the industry chain enterprises, strengthen the use of financial leverage, and strive to do a good job of financial services for small and medium manufacturing, and actively open up the green channel, radiation stimulating economic development in Liaoning.
Silver Liaoning Insurance Regulatory Commission official said, and strengthen supervision to lead and support services banking institutions within its jurisdiction manufacturing.
Early, silver Liaoning Insurance Regulatory Commission will promote the development of the banking sector to support the manufacturing of high-quality included in the annual key tasks, designate a lead department, a clear division of tasks, guiding the bank marked "Liaoning Province, a traditional industrial transformation and upgrading plan", continued to increase the first (set) projects of major technical equipment, intelligent manufacturing, manufacturing digital transformation, credit support and other areas of military and civilian integration and emerging industries of IC equipment, aviation equipment and robots.
Were held large state-owned banks, joint-stock banks to support economic development of high-quality discussion meeting, urged national banks to play a good financial strength, strong service capacity advantage, focus on improving the long-term loans accounted for the manufacturing sector, the manufacturing industry and strive to national banks long-term loan growth of not less than the average growth rate of the loan. Although the problem is still long way to go in Liaoning Province financial support manufacturing SMEs achieved some success, but the problem still exists, it can be described as "release mountain mountain stopped."
Reporter field survey found that, on the one hand, the economy is still in recovery phase, Liaoning, institutional, economic structure and other short board is still more prominent, the traditional manufacturing industry to speed up the risk exposure of the core emerging manufacturing technologies and business models is not yet mature, manufacturing It is still in the recovery phase. In fiscal Sichuan Securities chief economist Chen seems to Gimli, Liaoning-based manufacturing to large-scale state-owned heavy industry, small and medium micro enterprise development more difficult. There is a high proportion of the output value of state-owned manufacturing enterprises, the slow development of private enterprises, manufacturing coal, petroleum, machinery and other traditional industries, high-tech and high value-added industries lagging behind other issues. Meanwhile, the population in the Northeast continued outflow trends do not change, the aging population growing, weak consumer demand, Liaoning Province, also have a negative impact on the development of new industries and sustainable development of local small and medium micro enterprises. On the other hand, the risk of continued exposure to debt default, regional financial risks can not be ignored.
Impact on regional credit environment continues, the private manufacturing industry there are still many problems.
Digital Economy Research Institute of Zhongnan University, Executive Dean disk and Lin believes that there is concern about the financial industry in Liaoning operational risks in manufacturing small and medium micro enterprises.
Small and medium micro business uncertainty, especially the small and medium micro enterprises lack collateral, there are flaws in corporate credit, the financial institutions, in providing financial support is not positive enough.
Meanwhile, the financial sector was too Liaoning single financing support means manufacturing small and medium micro enterprises.
"Multi-credit is to promote ways to achieve financial support Lack of financial instruments, such as shares, bonds way to support, reducing the funding sources of financial support.
"Disc and Lin said.
Many financial institutions have recognized the problem, as actively. Agricultural Bank of China Shenyang Branch President Zhou Xuejun said the next step is to build the whole industry chain service system. Business supply chain as the starting point for manufacturing enterprises in Liaoning tailored financial services program integrated industrial chain, rich in financial services scene, extend service reach, rich means of financing.
At the same time, the establishment of differentiated service system.
Science and technology for manufacturing high-tech, asset-light characteristics, active and innovative assessment evaluation system, expand intellectual property mortgage business, put in to achieve loan growth has patented technology and intellectual property rights of enterprises.
Demand for energy-saving enterprises, give full play to the "energy credit", "carbon finance" and other green financial products, energy saving and green power companies to upgrade.
(Reporter Wen Jicong) Editor: Wan Jenny.